Homeowners Insurance

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Homeowners Insurance

Whether you own or rent your home or condominium, Sublimity has the right protection for you. With a complete line of homeowners and renters policies, we can help protect your home as well as personal property and personal liability exposures.

If you own your home or condominium, Sublimity has policies that provide varying levels of coverage for your home and contents, from basic actual cash value coverage to replacement cost coverage for both home and contents. Pick the policy that’s right for you and your home. If you rent your home or apartment, our renters’ policy provides the contents coverage you need, as well as liability coverage.

Available Discounts:

  1. Package discounts for insuring both your home and cars with Sublimity
  2. A very generous renewal credit for continuing your insurance with us
  3. New home credits
  4. Credits for increasing your deductible
  5. Alarm discounts

(Note – availability of some credits may vary by state)

Offered In:

  • Idaho
  • Oregon
  • Utah

Oregon Customers: Sublimity Insurance Company considers wildfire risk in determining eligibility. In some cases, homes that would not otherwise be eligible due to wildfire risk may become eligible for coverage if mitigation actions such as using fire-resistant roof materials, clearing all roofs, gutters and downspouts of debris and clearing all areas within 5 feet of the dwelling of all combustible materials including vegetation are completed.

Main Coverages

  • Dwelling
  • Other Structures
  • Personal Property
  • Loss of Use
  • Personal Liability
  • Medical Payments to Others