United Heritage Mutual Holding Company Annual Report

The Holding Company Annual Report provides a summary review of our recent fiscal year, including all United Heritage companies. This includes a message from our Holding Company President & CEO and insights of our corporate responsibility, operations and financial results of each company.

United Heritage Sustainability Annual Report

At the United Heritage family of companies, we believe in reducing the negative impact we may inflict on the environment. Our business decisions are based on our corporate ethos, "Sustainability, Insurance, and Technology."

A-: Kroll Bond Rating Agency

Sublimity Insurance Company has earned an Insurance Financial Strength Rating (IFSR) of A- from Kroll Bond Rating Agency (KBRA)

For the latest rating, access www.krollbondratings.com

B++ Good: A.M. Best Company

B++ is fifth of 13 ratings assigned by A.M. Best for financial strength.

For the latest rating, access www.ambest.com

A' (A Prime) Unsurpassed: Demotech, Inc.

Sublimity Insurance Company has earned a Financial Stability Rating of A' (A Prime) Unsurpassed from Demotech, Inc.

The most current Financial Stability Rating ® must be verified by visiting www.demotech.com